Payment Policy
Clear, secure and transparent payment options for Rudraa Ratna customers across India.
Accepted Payment Methods
Rudraa Ratna supports 100% secure online prepaid payments through trusted Indian payment gateways (Razorpay). Accepted modes include:
- UPI: Google Pay, PhonePe, Paytm, BHIM, and bank UPI apps
- Credit & Debit Cards: Visa, MasterCard, RuPay, Maestro and Amex
- Net Banking: 50+ major Indian banks including HDFC, ICICI, SBI, Axis
- Digital Wallets: Paytm Wallet, Mobikwik, Amazon Pay where supported
Failed Payments
If your account is debited during a failed transaction, automated bank settlement systems typically reverse the amount back to your original source account within 3 to 5 business days.
If you see a charge without receiving an order confirmation, reach out to us on WhatsApp at +91 93191 74358 with your payment reference or UPI UTR number.
Payment Confirmation
Upon successful payment, you will receive an instant on-screen order confirmation reference (e.g. RRPAY...). An automated SMS and WhatsApp confirmation will also be sent to your registered mobile number.
Refund Timing
When an order cancellation or refund is approved under our Refund Policy, the funds are refunded directly to the original payment source. Depending on your bank's processing cycle, the refunded amount will reflect in your account within 5 to 7 business days.